Better than a lottery ticket

For all the people who bought lottery tickets to get wealthy....
here is a proven path to wealth:
Buy REAL ESTATE.
Investment property:
11 Trout Ave Clementon NJ ...
Duplex.
Wealth Generator
Income Stream Producer
Equity Build-up
Tax Shelter
Appreciation
Unlike those lottery tickets that are worth nothing today, this property was worth $131,000 yesterday and still worth at least $131,000 today. Want to get on the path to wealth? Call me and I'll show you how.

Billion Dollar Lottery Prize

Today millions of people are rushing to buy lottery tickets and dreaming of winning. Stop dreaming and begin to accumulate real wealth by buying real estate. There has never been a better time to buy! Real Estate has never been worth ZERO it always has value. Here are 2 properties to begin your wealth accumulation. Just listed: 80 Saint Moritz Dr Sicklerville PO Gloucester Twp. 4 bedrooms 2 baths $165000.

or buy a Duplex as an investment. 11 Trout Ave Clementon NJ $131000

Stop dreaming and get buying!

Year End Residential Home Sales 2015 in southern NJ

Burlington County NJ Residential Home Sales 2015 as reported in TRENDMLS
Camden County NJ  Residential Home Sales 2015 as reported in TRENDMLS

Gloucester County NJ  Residential Home Sales 2015 as reported in TRENDMLS

Real Estate: Private Property Ownership Yea!

Today is Veteran's Day. Our Founding Fathers formed this country on the principle of the right of private property ownership (real estate) instead of the monarchal feudal system in Europe. So today let's give thanks to the Founding Fathers and ALL the veterans who have defended that right

More good news for real estate in 2015!

Nothing but good news for buying or selling a home in southern NJ.

1. Low, low interest rates!
2. Less snow than last year
3. Gas prices under $2.00 a gallon
4. Ample supply of well priced homes.
5. Good buyer traffic at Open Houses (indicating buyer confidence is up)
6. FHA just lowered MIP (Mortgage Insurance Premium)by a 1/2% effective 1/26/15
7. Fannie Mae & Freddie Mac backed mortgages have a 3% down payment for 1st time buyers
8. Homeownership is now cheaper than renting a home!

Happy New Year 2015!

There are so many predictions about the housing real estate market for 2015. How many of last year's expert predictions were right?

2014 Prediction #1:  Housing prices will rise to double digits!
Fact: In southern NJ prices basically only rose slightly not double digits

2014 Prediction #2: Foreclosures would slow down!
Fact: On 12/30/2014 the Courier Post, South Jersey's leading newspaper posted 14+ pages of Sheriff Sales of homes in Camden County, hardly a slow down!

2014 Prediction #3: Affordability would decline!
Fact: Gas prices are significantly lower. Interest rates declined, banks are easing credit requirements and on 12/10/14, three (3%) down payments became available on conventional Fannie Mae & Freddie Mac backed loans. All of which make homebuying more affordable and homeownership easier to obtain.

2014 Prediction #4: Interest rates would climb by the end of 2014!
Fact: Janet Yellin, Federal Reserve chairman announced that "the Fed" would hold interest rates down for a while thru the beginning of 2015. Mortgage interest rates actually went down in 2014!

Here are my 2015 Predictions:
Spring will be followed by Summer, Summer will be followed by Fall, Fall will be followed by Winter.
Sellers will still be selling homes
Buyers will still be buying homes
Life will go on.

Home for sale in Haddon Twp NJ

$150,000
2 bedrooms plus an unfinished 3rd bedroom on 2nd floor, double lot, garage, fenced rear yard, hardwood floors, newer kitchen, maintenance free exterior, gas heat. What's not to love?

Help for delinquent homeowners at year's end 2014

If you are among the unfortunate homeowners who are delinquent with mortgage payments due to illness or job loss; don't give up hope. If you want to save your home contact your lender and try to work a modification agreement. Lenders are much more receptive to this now than they have been in the past. Even if past attempts have proved futile keep on trying. I've seen several lenders offer really beneficial modifications for my clients.

Looking ahead to a great 2014!

Freddie Mac economists predict that in 2014 single-family home sales and housing starts will reach their highest levels since 2007.

For Sale

165 Kerry Lynn Ct Monroe Twp (Williamstown PO)@ $133,000 3 BRs 2.5 Baths 1 Car Garage SHORT SALE

For Sale or Rent

137 Windsor Dr Woolwich Twp (Swedesboro PO)@ 315,999 or $2200 per month rent 3 BRs 2.5 Baths Family Room w Fireplace full 9' basement 1 Car Garage

For Sale

44 Claro Ave Deptford NJ (Sewell PO) @ $219,900 2200+ Sq Ft Rancher  4 BRs 2 Baths 4 Car Garage

Currently for sale

226 Godshalk Ln Clementon NJ @ $106,000 Split level 3 BRs 1.5 Baths Family room w Fireplace

Real Estate Market in 2014

Things are looking great for the coming year. There are many positive signs.

Interest rates are expected to stay low.

According to the Commerce Department in October, building permits rose 6.2% to a 5 year high!

The S&P/Case-Schiller 20 city index showed home prices climbing 13.3% in September, the strongest annualized gain in more than 7 years!

Open House traffic is up!

Showings are up even in December!

And finally people reporting the news are not in the Real Estate business and I am. I do this business EVERY day.

Foreclosure Truths

Worth your time to listen!
http://yourlisten.com/channel/content/16949654/Foreclosure_Scam_Prevention?rn=7z7th44dwhz4

Real Estate Update

What the "6 o'clock" news should be telling you.
There are more homes that have sold this year than last year!
Interest rates are at historic all time lows!
Home prices are now affordable!
The cost to rent exceeds the cost of buying a home!
And finally there has never been a better time to buy a home!
In the future, buyers will be saying "I could have bought a home at $-------- (fill in the price) and at -% (fill in the rate) interest rate" and the market will then be filled with "I could'a, I should'a, why didn't I? regrets"
NOW IS THE TIME TO BUY!

New Help on Short Sales

New Help on Short Sales

Let's hope they really mean it and help make Short sales easier and quicker.

Help for Homeowners who had a foreclosure filing in 2009-2010

This is an Independent Foreclosure Review by the Federal Reserve Board who has issued action against several large mortgage servicers. The review is free but you must request a review before 12/31/2012 Watch the video with this link for more info  http://bcove.me/ge01fiaz and please pass it on if you know someone who had a foreclosure filed during those times.

Why Homeownership is a GREAT thing!

#1: Appreciation

#2: Ability to mortgage for a long term yet still hold the title/deed and ability to payoff mortgage and   build equity with each payment.

#3: Abilty to improve of fix-up and ADD value.

And you can do all of this while still having a place to live and enjoy!

Try doing that with any other investment!

New Listing Short Sale

 http://youtu.be/ECqQ_503LRQ 1206 Clement Circle Gloucester Twp Somerdale PO NJ 08083 MLS# 6063033 
Great home with lots of room, 4 bedrooms 2 full baths, in-law suite located on a quiet no thru street.

TimberBirch subdivision. $185,000 Short Sale